Pensions

Pensions

 

Pensions, pension legislation, executive, employees, self employed, buyout bonds,  annuities , tax free lump sum, PRSA’s,  tax reliefs etc.

The entire pension environment keeps changing at a rapid pace and it is for this reason that you need to be confident that you can trust and rely on the advice offered by your financial advisor.  We provide trustworthy and professional advice to help you set up or review your pension to ensure it suits your particular needs as your circumstances change.

Tax reliefs apply to all pension payments but some structures are more beneficial than others.

It is never too late to start a pension but the earlier you start the more you’ll save.  Pension contributions in the early years can grow significantly and the power of compounding growth can make for improved pension funding in later years.

If you have a pension in place for a number of years, it is not necessarily always the best advice to continue into this pension as many older contracts are very expensive but may also have certain conditions that if not fully understood, can lead to unsatisfactory returns in the future.

At RMC Financial Services, we offer a free review service of all pension policies.

Summary of areas of Advice:

  • Personal/Self Employed
  • Directors
  • Employees
  • Redundancies
  • Retiring from Defined Benefit/Contribution Schemes
  • PRSA’s
  • Self Directed/Self Administered Funds
  • ARF (AMRF’s)  – Post retirement funds
  • Annuities (Pension for life)
  • Buy out Bonds.
  • Group Schemes.

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Rosemary offers advice in a very clear and concise manner. In my dealings with RMC Financial Services, excellent and professional service is what you get all the time.
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RMC Financial Services

O Connell House,

Glenrock Business Centre,

Ballybane,Galway